Being an investor is an important job. However, if you are new to the world of investing, it can get quite confusing. This is where we come in. Luxe Crowdfunding wants to make sure you know the difference between non accredidted and accredited investors. What type of investor are you? We offer real estate crowdfunding for non accredited investors. This is why we are deemed as having one of the best crowdfunding sites for investors. We can help you anywhere in the United States.
What Is The Difference?
A non-accredited investor is an investor who does not meet the income or net worth requirements set out by the Securities and Exchange Commission (SEC). The concept of a non-accredited investor comes from the various SEC acts and regulations that refer to accredited investors.
An accredited investor is a person or entity that can deal with securities that have not been registered with financial authorities. These investors must satisfy one of the requirements regarding income, net worth, asset size, governance status or professional experience. The term is used by the Securities and Exchange Commission (SEC) under Regulation D to refer to investors who are financially sophisticated and have a reduced need for the protection provided by regulatory disclosure filings. Accredited investors include natural individuals, banks, insurance companies, brokers and trusts.
So what makes an investor accredited?
- The annual income of $200,000, or $300,000 for joint income with a spouse, for the last two years with the expectation of earning the same or higher income in the current year;
- Net worth exceeding $1 million, either individually or jointly with his spouse, and excluding the primary residence;
- A general partner, executive officer, director or a related combination thereof for the issuer of unregistered securities;
- An entity is considered an accredited investor if it is a private business development company or an organization with assets exceeding $5 million. Also, if an entity consists of equity owners who are accredited investors, the entity itself is an accredited investor; and,
- If a person can demonstrate sufficient education or job experience showing his professional knowledge of unregistered securities, he or she is also considered an accredited investor.
- A non-accredited investor is an investor who does not fulfill the above requirements set by the SEC. A non-accredited investor, therefore, is anyone making less than $200,000 annually (less than $300,000 including a spouse) that also has a total net worth of less than $1 million when their primary residence is excluded. Non-accredited investors make up the bulk of investors in the world. When people speak of retail investors, they often mean non-accredited investors
Real Estate Crowdfunding for Non Accredited Investors
Luxe Crowdfunding is an investment management platform engaged in private equity and alternative investments across a range of real estate asset class, including multifamily, senior housing, and storage. We seek to generate outsized risk-adjusted returns by leveraging our experience, market analysis and proprietary network of relationships. We focus on opportunistic ground-up and value-add developments in six MSA’s.
Ask Us About The Best Crowdfunding Sites for Investors
Ask us about our real estate crowdfunding for non accredited investors. If you are interested in learning about crowdfunding real estate investing or even some more details about real estate investing be sure to call us today! You will never to need to ask what is real estate crowdfunding. Here at Luxe Crowdfunding, we are entirely here for you. Our investing experts have the best expertise in Florida. At Luxe Crowdfunding, we endeavor to excel in every service we provide, adding value for our investors wherever possible, and thereby succeeding nationally in the construction industry. We offer the best crowdfunding sites for investors.